Lay-by Terms and Conditions

Dragonfly Toys does not charge interest for lay-by or promote debt bondage through 3rd party pay later services.  We have created this policy to allow customers to purchase and pay off products in 4 equal payments over 4 fortnights.

If you choose Lay-by payment method when checking out you are agreeing to the following terms.

  1. Dragonfly Toys will not release toys until order is paid in full.
  2. Dragonfly Toys will send you 4 equal invoices over 4 fortnights.
  3. The minimum amount for layby is $150.00
  4. Customers can contact Dragonfly Toys if they wish to pay off sooner.
  5. You can choose to pay using direct debit or credit card.
  6. Additional transaction fees will apply.  Direct debit will be charged at $0.70 and Credit card at 1.9%
  7. If you do not pay the entire order off by the time the 4th payment is due your order may be cancelled.
  8. Dragonfly Toys will charge you an administration fee of 25% of your entire order on all cancelled Lay-by orders.
  9. If you need to have a payment extension on your Lay-by order, Dragonfly Toys may grant this at its absolute discretion and will consider your payment history, customer profile and goodwill.
  10. Dragonfly Toys may refuse Lay-by to customers at its absolute discretion.
  11. Where items are backordered and longer dispatch timeframes apply, the customer will be given the standard options to wait till product arrives, swap item, or a refund on that item.
lay-by, Dragonfly Toys
Dragonfly Toys

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